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When Should You Exit a Life Insurance Policy You Don’t Need Anymore ?

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When Should You Exit a Life Insurance Policy You Don’t Need Anymore?

Do you have an insurance policy that you think is not needed anymore? Or do you have a policy that your agent convinced you to buy, and now feel is not suited to your need? Almost all insurance policies (with the exception of a term plan) have some sort of exit option that could be exercised. We present you the available options and their tax implications Read More »

Tax Implications of Pre-EMI for Under Construction Properties When buying an under construction home, developers often seek payment on the basis of the stages of construction completed. Catering to such requirements, Home Finance Companies (HFC) facilitate partial disbursements of the sanctioned loan periodically, in tune with the developers’ demands. For these partial loan disbursements, a borrower would be required to pay what is called as a “Pre-EMI”. Pre-EMI’s are very different from regular EMIs in composition and tax treatment. A basic understanding of their working is thus essential for effective loan

Do You Know How Foreign Credit Card Transaction Works? We all love vacationing abroad. And when it comes to shopping, foreign currency is not a problem when you have an international credit card. However, there are some not-so-friendly fees & charges that one needs to be aware of Here’s the list »

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