Q :Can u please let me know what retirement plans are good for either monthly/quarterly returns Answer :For a retired person, it is important to take care of two things: Monthly income and inflation-adjusted growth of the portfolio. When monthly income is a requirement, then you can look at Post Office...

Q :I want to start small savings for my daughter for long term 20 year. Answer :There are multiple options since your time horizon is for 20 years. You could take a term cover to protect the goal and invest in PPF/ Equity/ Equity Mutual funds as savings or you could invest in a ULIP product depending...

1. Achieve your goals A financial plan is a road map to your future; it tells you where you are today, where you are going and what steps you need to take to get there. Our 'Basic Plan' will let you know if you are on track to achieve your goals, whether they are buying a car or house, funding...

It is not possible for me to indulge in financial profligacy without adequate resources, said the acting Finance Minister Pranab Mukherjee, brushing aside criticism that the government was not doing enough to overcome the slowdown. However, the government recently announced a 2% cut in excise duty and...

Rule: It is always better to buy a house and pay an EMI to create an asset than to live on rent. Exception : If the property market is overheated and home loan rates are very high, it is better to live on rent till the property prices drop to realistic levels. 15-20 is the percentage correction expected...

The term “ hard earned money” speaks a lot about the hard work, passion and talent of the person who earned it. However, the art does not lie in blindly making money, but in keeping it and learning how to track it. You probably can’t find someone better than yourself to take care of your money – provided...

Dear Its good to start invest early but invest regularly is most important.I think ,today the most easy and less risky investment instrument is Mutual Funds . For college students SIP is bestway to start saving money and today we have many plans like SIP + Insurance without any extra charges .SIP you...

Well its good to know, you like to make investments.But without savings,you will not procced to investments. hey,keep on savings ; lets start with minimum Rs.100(savings),monthly basis,after considering yours expenditures. put this money into Mutual Fund through SYSTEMATIC INVESTMENT PLAN; commonly known...

Well, as a twenty something NRI just finished with school, I know that whenever we talk about students.... or young workers in India, we shake our heads and say too much disposable income. From a distance, my friends and I blame these yuppies for wasting a ton of money, be it 500 rs on pizza... or 10000rs...