Q : I want to invest my retirement benifits in such a way that it grows and is available at short notice.Pl. Advise Answer :For a retired person, it is important to take care of two things: Monthly income and inflation-adjusted growth of the portfolio. The second objective can be achieved through investing...

1. Achieve your goals A financial plan is a road map to your future; it tells you where you are today, where you are going and what steps you need to take to get there. Our 'Basic Plan' will let you know if you are on track to achieve your goals, whether they are buying a car or house, funding...

Many of us remember this advertising campaign, which used a common phenomenon that occurs with every child anywhere in the world – my father has the better muscles, better body, better hair, better smile, better teeth, better job, better car, better voice, better moustache, better briefcase, or better...

Estate planning is the process by which an individual or family arranges the transfer of assets in anticipation of death or incapacitation. An estate plan aims to preserve the maximum amount of wealth possible for the intended beneficiaries and flexibility for the individual prior to death. Significance...

Rule: Your living expenses come down considerably after you retire.   Exception: The living expenses come down, but only if the person enjoys good health. If you and your spouse suffer from poor health, the cost of medical care, travel, insurance and household help tends to shoot up as one grows...

This could happen to anyone. Suppose you switch jobs, from a smaller organisation to a much larger company, with a huge jump in salary. The hike has you ecstatic till pay day. For, that's the time you find a huge chunk of your 'hefty' salary missing. It has gone as tax and into the Provident...