Q :I need a best child insurance plan with best returns. I can invest 30000-40000 per annum. Answer :The product will depend on your requirements, the risk you are ready to take, tenure, the current age of the child, your target amount to be set aside for the children's goals. There is no "One...

Hi Subashini, Every financial instrument has its place in the portfolio. A balanced portfolio gives you growth during good time and protects your wealth during recession. You should NEVER put your investments in just Gold or stocks or real estate. Over a long period of time equity or stock still remains...

Q :I am planning to Buy Birla SL dream plan 50L cover premium 20K. Maturity amt abt 4.5L after 25 yrs @6%growth. Pls advice Answer : Birla SL Dream Plan has a feature whereby it offers substantially high risk cover with low premium commitment. The plan also has guaranteed maturity value depending on...

Q :I am looking for a good Permanent total Disability insurance , looking at a cover of 50lk.Suggest good plan Answer: National Insurance has a Personal Accident Policy which covers death, loss of limbs, loss of eyesight, permanent total disablement, permanent partial disablement and temporary total...

Q: Is it a time to invest in infra, power, insurance? Answer: Investments should be done keeping in mind one's financial position and future goals. Investing in a systematic manner is important. Sectorwise investments would depend on one's risk profile. Life Insurance should not be delayed especially...

Q :What is second insured rider? Answer : A life insurance policy rider that provides term insurance coverage on the life of an individual other than the person insured in the policy. Also known as optional insured rider and additional insured rider.                       ...

Q :This is regarding car insurance--I purchased a vehicle in AP state, can I purchase policy in other state? Answer :Yes, you can, but you will have to take insurance at tthe time of the purchase of the vehicle; the renewal can happen in any state.   Warm Regards, From Your Expert @ InvestmentYogi...

Q: I want to take a policy in LIC which involves investment/mediclaim both. Kindly suggest me the right running policy. I want to cover myself & Mummy and Papa. ages are 25,45,48 respectively.    Answer: There are 2 unit linked health plans - Health Plus and Health Protection Plus - that...

1. Achieve your goals A financial plan is a road map to your future; it tells you where you are today, where you are going and what steps you need to take to get there. Our 'Basic Plan' will let you know if you are on track to achieve your goals, whether they are buying a car or house, funding...

Hi, You should file ITR4. If you have any queries, email us at yogi@investmentyogi.com Regards InvestmentYogi Team