I think that renting the flat is the best option for you for the following reasons: 1. When someone stays in the apartment, it stays in good working condition; an empty apartment may develop some problems that may go undetected and may actually result in the deterioration of the apartment. 2. Since your apartment is financed to the extent of ...

There is a need for more comprehensive and superior disclosure by fund houses. This will help investors understand the various funds on offer and aid them in making informed investment decisions in their quest for achieving long-term investment goals. Here is an interesting article that puts forth a wish list of five things that fund houses must ...

 "Postpone your expenses - but not your investments" Here is practical guide to the young and earning members of our community. The mantras to follow are quite simply - set financial objectives, buy an insurance policy, don't overspend on credit cards, think "future" (its never too early to start investing) and invest ...

The need to plan and invest for the future largely emanates from two factors i.e. inflation and lifestyle changes. The basic thumb rules for planning for your child's future are: Set goals : decide on the various events in your child's life which you would like to be prepared for . It is advisable to monetise these goals ...

I read an interesting article on financial planning for the new age families, namely Double Income No Kids (DINKs), Double Income Single Kids (DISKs) and Single Income Single Kids (SISKs). The article compares the income, expenditures and investments of the three categories of families. It also assumes that one day the DINK family will become a ...

Most parents are now well aware of the need for financial planning with respect to securing the future of their children - be it towards tuition fees, studies abroad, setting up a business or marriage. And parents are now consciously making investments to meet these financial objectives. Here is an interesting article which sheds some light on the ...

"Financial Planning is important for men but is mandatory for women” Women today play a much more dynamic role in our society and want to remain independent in many decisions. Needless to say all this also has financial implications and it is therefore critical that their financial environment is aligned in a manner more suitable to ...

I came across an interesting article that addresses the people who are already retired and discusses various investment options available to them. It is unique in that it has good advice for the retired community and not restricted to people who have time on their side and can do retirement ...

NRIs face a lot of issues while investing in India, all of which need some serious consideration and resolution.   The first problem faced by not only NRIs but any individual who is planning to invest is that of misselling. More often than not agents, distributors and relationship managers sell products that are not ...

 Here is an interesting article I read on various aspects of NRI taxation.  It is pretty detailed and informative. http://www.outlookmoney.com/scripts/file.asp?file=20070118nritax.htm