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Yogi Zone

Useful articles for your finance management by our team of experts

IRDA looking at introducing Life Cover for Disabled

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IRDA is planning to introduce life insurance cover for people with disabilities. Until now, there are no specific guidelines defining life cover for disabled. Such a cover was only in the form of accidental disability policies/riders which cover income loss or death due to accidents.

IRDA will begin categorizing disabilities according to their intensity and include these for life insurance cover. Currently, there are few critical ailments being covered under some insurance policies with higher premiums than normal ones.

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