Investment mantra: Whenever market provides opportunity, book profits. Risk management is also important.

View on interest rate movements: Interest rates will decline from current levels, as RBI will take steps to moderate and keep inflationary expectations under check.

Interest rate outlook: Interest rates are headed lower over next six months. If deposit growth continues at 25% and credit growth does not improve, then rates have nowhere to go except southward.

Advice to small investors: They should always have a mix of both equities and debt funds.The correct mix of both depends upon the age profile and risk-taking capacity of the investor.

Worst mistake small investors make: Not investing at regular intervals and not knowing their financial goals.

Sourced From - Money Today