well sorry for late reply, diversify our portfolio; good time to invest in GOLD through ETF's, invest in balanced schemes of Mutual Funds and please note put 20% of portfolio in debt funds.
For investments you must have :-
(1) PAN number
(2) DEMAT ACCOUNT if likes to invest in GOLD ETF's.
Have a great days in INDIA.
Regards,
Kamal K Gulati