Kindly suggest me d best term plans.. I do not have much idea on this.

you can check out this amazing tool: http://investmentyogi.com/Themes/yogi/Widgets/Calculators/LifeInsurancePolicyPlanner.aspx

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go for hdfc click to protect buy online it is very cheap and moreever its claim settlement % is more than 95 % regards manish pant CERTIFIED FINANCIAL PLANNER www.manishpant.com

Hey Sarika,

Term insurance is a plan that protects your family even if you are not around. It is the cheapest form of insurance. Future Generali provides this plan even online with good discounts if you pay the whole lump sum amount. The premium is payable monthly/quarterly/yearly. The best part is if you are below the age of 45 and want a premium of lesser than 50 lacs then there is no medical test.

 Very good thank you.

 

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 There are certain factors which you need to consider while buying term plan.
Term insurance premium depends on your age
If possible try to diversify your policy amount over different Insurance companies
Its always recommended to buy a Term Insurance early in life and for maximum tenure possible.
Also, I personally have invested in Birla Sun Life Insurance term plan which assures financial security for my family while helps me in keeping pace with your growing needs.