I am a 22 year old person and just started to earn.I am a very long term investor.Please suggest me an investment option which suits my needs.My requirements are :
1. The investment should help me save tax.
2. It should be a liquid option i.e I should be able to withdraw my money at moment of time,may be incase of emergency.
3. I can compromise on returns i.e a lesser percentage of return is not a problem .
4. I am already a lot into equity,so I want this option to be a bit on the safer side,preferably debt-oriented.
The first two criteria are the most important.I am not getting any such option to my mind,so kindly suggest me something.
Thanks in advance.