I have a personal financial plan put together that will have me debt free in 6 months. I will have roughly 2,000 dollars to invest in stocks, mutual funds and other investments. I'm having a hard time deciding what to invest in first, due to the world wide collapsing markets being so fragile right now. I know there are very good opportunities despite what is going on in the financial markets but I'm having a hard time deciding if I should invest in a high yield dividend first or be safe and invest in something like gold or silver since the dollar here in the U.S. seems to be loosing more and more value due more printing of money. Gold seems to be going up and rumor has it that by the end of 2012 early 2013 gold will hit 2,000-3,000 per ounce....I'm open to suggestions.

It happens to all of us. When in doubt, it is better you go step by step - decide your monthly savings and invest according to your risk appetitie and future financial goals - 1-3 year goals --> invest in safe instruments like bank FDs and RDs; long term goals--> invest in a mix of equity and debt.

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